Is wagering based on bonus only or deposit + bonus?
Deposit + bonus wagering increases the base amount. At 30x or higher, it can make the real playthrough far heavier than the offer page suggests.
Safety Tools
LiveBonus Terms Risk Checker
Estimate how much you really need to wager, how hard the daily target is, and whether the cashout cap makes the bonus worth claiming.
Free calculatorNo signupNo stored inputs
Player decision
A big bonus can still be a bad deal
The same $500 bonus can be reasonable at bonus-only 20x, or almost unusable at 35x deposit + bonus with 10% game contribution and a short expiry window.
Real wageringDaily pressureMaximum cashoutClaim or skip
Before you claim
Check three things before accepting the offer
If you cannot answer at least two of these from the written terms, do not claim the bonus just because the headline amount looks large.
Does your preferred game contribute at 100%?
Slots may count at 100%, while live casino, table games or selected sportsbook bets may count at 10% to 20%. Use the contribution rate for the game you actually play.
Is the maximum cashout worth the risk?
A low max cashout can cap your upside after you complete the wagering requirement. If the cap is close to your starting balance, the bonus may not be worth the time or variance.
Bonus terms check
See the real playthrough before you claim
A big casino bonus can still be a bad deal when the wagering base, game contribution, expiry window, cashout cap or withdrawal rules work against you.
Core terms
Wagering base
Withdrawal limits
Calculation formula
Real wagering required = wagering base x wagering multiple / game contribution. Start with the right base, then adjust for games that count less than 100%.
$1,500 x 35 ÷ 100% = $52,500
Example
$1,000 deposit + $500 bonus at 35x deposit + bonus means $52,500 nominal wagering. If your game contributes 20%, the real wagering requirement becomes $262,500.
Bonus terms risk breakdown
Wagering base includes deposit plus bonus
Deposit plus bonus wagering creates a much higher real playthrough than bonus-only wagering.
Daily wagering target is high
The daily target is several times the deposit amount, so the expiry period may pressure the player to stake more than planned.
Wagering multiple needs attention
35x is not automatically bad, but it must be checked together with the wagering base, game contribution and expiry period.
Estimated rounds are high
At the current max bet limit, clearing the bonus will need a large number of betting rounds.
Expiry period is tight
Clearing the requirement within seven days needs consistent betting volume. It may not suit casual play.
No single hard blocker detected yet
Wagering base includes deposit plus bonus
Deposit plus bonus wagering creates a much higher real playthrough than bonus-only wagering.
Daily wagering target is high
The daily target is several times the deposit amount, so the expiry period may pressure the player to stake more than planned.
Wagering multiple needs attention
35x is not automatically bad, but it must be checked together with the wagering base, game contribution and expiry period.
Tool limits
This calculator helps you understand bonus terms pressure. It does not prove a casino is safe or unsafe, and it cannot guarantee any withdrawal outcome.
Terms that matter
Where casino bonus terms usually become risky
These terms do not prove a casino is unsafe. They decide whether the offer is actually playable and whether the payout still has value.
Deposit + bonus wagering base
A 35x requirement on deposit + bonus is much heavier than a 35x requirement on the bonus amount only.
Save the exact wording of the wagering base before claiming.
Low game contribution
If your preferred game contributes 10% or 20%, you may need five to ten times more real staking to clear the same nominal requirement.
Use the contribution rate for the game you will actually play.
Maximum cashout
Some bonuses keep a maximum cashout cap even after wagering is complete, which can make the upside too small.
Compare the cap against your deposit, bonus and required wagering.
Short expiry period
A short expiry period turns a manageable total requirement into a high daily wagering target.
Judge the daily target, not only the total playthrough.
Max bet violations
Some casinos can void bonus winnings if one round goes over the max bet limit, even when the rest of the wagering is complete.
Check whether the max bet applies to bonus balance, cash balance or both.
Non-cancellable bonus
If the bonus cannot be cancelled, the balance may stay locked until the full playthrough requirement is complete.
Ask support what happens to the cash balance if you cancel or forfeit the bonus.
Skip signals
Skip the bonus when these terms appear together
Do not judge a bonus by the headline amount. If one or two of these signals appear together, the offer is often more pressure than it is worth.
High multiple on deposit + bonus
This multiplies the full starting balance, not just the bonus. It can make withdrawal unlikely unless you already planned a large betting volume.
Your main game contributes only 10% or 20%
Low contribution turns a normal-looking playthrough into a much larger real wagering requirement.
Maximum cashout is close to the starting balance
If the cap leaves little upside after completing the requirement, the bonus is often not worth the variance.
The bonus cannot be cancelled and withdrawals are restricted
Non-cancellable bonuses can trap a balance until the full playthrough is complete, especially if withdrawal methods are limited.
Evidence checklist
Save these terms before claiming
Bonus disputes are easier to review when the original terms are saved before the offer page, support message or payment instruction changes later.
- Bonus amount, claim time and expiry period
- Wagering multiple and wagering base: bonus only or deposit + bonus
- Game contribution table for slots, live casino, table games and sports bets
- Maximum cashout, max bet limit and restricted games
- Whether the bonus can be cancelled, and what happens to the bonus balance and cash balance
- Withdrawal method rules, KYC requirements and support replies
How to use it
Check a casino bonus in four steps
Enter the written bonus terms, calculate the real playthrough, then review the cashout cap, expiry window and withdrawal restrictions before claiming.
- 1
Enter deposit, bonus and wagering multiple
Confirm whether the wagering base is bonus only or deposit + bonus.
- 2
Add game contribution and expiry
Use the contribution rate for the game you will actually play, not the highest rate shown in the promotion.
- 3
Check cashout and withdrawal restrictions
Add maximum cashout, max bet limit, withdrawal method restrictions and whether the bonus can be cancelled.
- 4
Use the result to decide
If the result is high risk or very high risk, do not increase your deposit just to chase the bonus.
Already claimed a bonus and now withdrawal is stuck?
Do not add more funds to unlock a payout. Save the bonus terms, playthrough progress, withdrawal request, KYC status and support replies before deciding what to do next.
Read the withdrawal delay guideDEEPER CONTEXT
Long-form on the XYES Blog
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FAQ
Bonus terms risk FAQ
Wagering base, game contribution, maximum cashout, expiry period, max bet limits and bonus cancellation rules to check before claiming an offer.
What does the Bonus Terms Risk Checker calculate?
It estimates real wagering required, daily wagering pressure and bonus terms risk from the deposit amount, bonus amount, wagering multiple, wagering base, game contribution, expiry period and withdrawal limits.
What is the difference between bonus-only and deposit plus bonus wagering?
Bonus-only wagering uses only the bonus amount as the base. Deposit plus bonus wagering uses the deposit and bonus together, which usually creates a much higher playthrough requirement at the same multiple.
How does game contribution affect wagering requirements?
Game contribution controls how much of your stake counts toward wagering. If a game contributes 20%, every $100 staked counts as only $20 toward the requirement, so the real wagering load is five times higher.
What does maximum cashout mean in casino bonus terms?
Maximum cashout is the most you can withdraw from a bonus after meeting the terms. A low maximum cashout can make a bonus unattractive even if you finish the wagering requirement.
Why does the max bet limit matter during bonus play?
A max bet limit controls how much you can stake per round while using the bonus. A low max bet can increase the number of rounds needed, and breaking the limit may void winnings.
Can breaking the max bet limit void bonus winnings?
Yes, some bonus terms allow the casino to void bonus winnings after a max bet violation. Check whether the limit applies to every game round, whether bonus balance and cash balance are treated separately, and whether the casino gives a warning before voiding winnings.
Can I cancel a casino bonus before withdrawal?
Only if the terms allow it. Some bonuses can be cancelled before wagering is complete, while non-cancellable bonuses may keep the balance locked until the full playthrough requirement is cleared.
Should I claim a bonus if I mainly play live casino games?
Check the contribution table first. Live casino and table games often contribute less than slots, so the real wagering requirement can be much higher than the headline number.
What should I save before accepting a casino bonus?
Save the offer page, wagering terms, game contribution table, maximum cashout, max bet limit, expiry time, cancellation rule, KYC rules and any support replies about the promotion.
Does a high-risk result prove the casino is unsafe?
No. A high-risk result means the bonus terms are difficult or unfavorable for the player. It does not prove that the casino is illegal, unsafe or guaranteed to withhold withdrawals.